{"text_format":"1","workbook":"xlsx","n_sheets":8,"sheets":["Un Año","18 Meses","Dos Años","Tres Años","Calculo aporte dia 3_1","Calculo aporte dia 3_2","Calculo aporte dia 3_18","Calculo aporte dia 3_3"],"not_rendered":{"charts":0,"images":2,"macros":1,"external_links":1,"defined_names":19,"comments":0,"pivot_tables":0},"unopened":[],"bounds":{"document_bytes":16777216,"sheet_cells":100000,"rows_first":2000,"rows_last":500,"rows_between":2000,"halvings":0,"cell_chars":16384,"cell_head_chars":4096},"cells_cut":0,"cells_raw":0,"read":"whole","date_system":"1900"}

{"sheet":"Un Año","index":0,"n_rows":40,"n_cols":8,"rows_kept":40,"cut":false,"hidden":false,"merged":[[6,3,6,7],[24,3,25,3],[24,4,25,4],[24,5,25,5],[24,6,25,6],[24,7,25,7]]}
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[null,null,null,"Proyección Plan Enganche de Vivienda"]
[]
[null,null,null,"Ingresar Enganche Objetivo:",null,null,0]
[]
[null,null,null,"Tipo de Plan",null,null,"PFP ENGANCHE DE VIVIENDA"]
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[null,null,null,"Tasa de Interés Efectiva (afecta variable)",null,null,{"$f":"ROUND(EFFECT(G15,12),6)","v":3.5000000000000003E-2}]
[]
[null,null,null,"Tasa de Interés Nominal (afecta variable)",null,null,3.4450784628919706E-2]
[]
[null,null,null,"Aporte Inicial",null,null,500]
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[null,null,null,"Aporte Mensual",null,null,-33.285057409004139,{"$f":"ROUNDUP(G19,2)","v":-33.29}]
[]
[null,null,null,"Revalorización SI/NO",null,null,"NO APLICA"]
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[null,null,null,"Porcentaje de Revalorización Sugerido",null,null,{"$f":"IF(G21=\"si\",10%,0)","v":0}]
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[null,null,null,"Año","Aporte Neto Mensual ","Aportaciones Acumuladas","Interés \nNeto","Acumulado"]
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[null,null,null,1,{"$f":"+'Calculo aporte dia 3_1'!B8-'Calculo aporte dia 3_1'!$B$4","v":-42.285057409004139},{"$f":"+E27*12+G17","v":-7.4206889080496694},{"$f":"+'Calculo aporte dia 3_1'!AV44","v":7.419999999999999},{"$f":"+'Calculo aporte dia 3_1'!AU45","v":-6.8890804964816255E-4}]
[]
[null,null,null,"La presente proyección se realizó en base a los siguientes parámetros:"]
[null,null,null,"La presente proyección se realizó en base a los siguientes parámetros:"]
[null,null,null,"- Intereses calculados con base a la tasa de interés nominal afecta variable"]
[null,null,null,"- Cálculo de interés diario con capitalización mensual"]
[null,null,null,"- Base de cálculo 365 días"]
[null,null,null,"- Descuento mensual de 10.00% de ISR de capital"]
[null,null,null,"- Débito mensual de Q9.00 por cobertura y servicios (Aplican Restricciones)"]
[null,null,null,"- Para efectos de cálculo se contempla el aporte inicial el primer día del mes 1 del año 1"]
[null,null,null,"- Aporte pactado ininterrumpido con débito automático el día 3 de cada mes"]
[null,null,null,"- Esta proyección puede variar dependiendo de los aportes extraordinarios y retiros que se realicen, así"]
[null,null,null,"  como las condiciones del mercado"]
[null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2021-05-27"}]

{"sheet":"18 Meses","index":1,"n_rows":40,"n_cols":14,"rows_kept":40,"cut":false,"hidden":false,"merged":[[6,3,6,7],[24,3,25,3],[24,4,25,4],[24,5,25,5],[24,6,25,6],[24,7,25,7]]}
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[null,null,null,"Proyección Plan Enganche de Vivienda"]
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[null,null,null,"Ingresar Enganche Objetivo:",null,null,0]
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[null,null,null,"Tipo de Plan",null,null,"PFP ENGANCHE DE VIVIENDA"]
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[null,null,null,"Tasa de Interés Efectiva (afecta variable)",null,null,{"$f":"ROUND(EFFECT(G15,12),6)","v":3.7499999999999999E-2}]
[]
[null,null,null,"Tasa de Interés Nominal (afecta variable)",null,null,3.6870500439066589E-2]
[]
[null,null,null,"Aporte Inicial",null,null,500]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"SI"]
[null,null,null,"Aporte Mensual",null,null,-19.458852577594381,{"$f":"ROUNDUP(G19,2)","v":-19.46},null,null,null,null,null,"NO"]
[]
[null,null,null,"Revalorización SI/NO",null,null,"NO","Si modifica esta celda deberá volver a dar click para generar proyección"]
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[null,null,null,"Porcentaje de Revalorización Sugerido",null,null,{"$f":"IF(G21=\"si\",10%,0)","v":0}]
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[null,null,null,"Meses","Aporte Neto Mensual ","Aportaciones Acumuladas","Interés\nNeto","Acumulado"]
[]
[null,null,null,12,{"$f":"+'Calculo aporte dia 3_18'!B8-'Calculo aporte dia 3_18'!$B$4","v":-28.458852577594381},{"$f":"+E27*12+G17","v":158.49376906886744},{"$f":"+'Calculo aporte dia 3_18'!AV44","v":10.950000000000001},{"$f":"+'Calculo aporte dia 3_18'!AU45","v":169.44376906886751}]
[null,null,null,18,{"$f":"+'Calculo aporte dia 3_18'!B50-'Calculo aporte dia 3_18'!$B$4","v":-28.458852577594381},{"$f":"+F27+(E28*6)","v":-12.259346396698845},{"$f":"+'Calculo aporte dia 3_18'!X86","v":1.31},{"$f":"+'Calculo aporte dia 3_18'!W87","v":6.536033012185527E-4}]
[]
[null,null,null,"La presente proyección se realizó en base a los siguientes parámetros:"]
[null,null,null,"- Intereses calculados con base a la tasa de interés nominal afecta variable"]
[null,null,null,"- Cálculo de interés diario con capitalización mensual"]
[null,null,null,"- Base de cálculo 365 días"]
[null,null,null,"- Descuento mensual de 10.00% de ISR de capital"]
[null,null,null,"- Débito mensual de Q9.00 por cobertura y servicios (Aplican Restricciones)"]
[null,null,null,"- Para efectos de cálculo se contempla el aporte inicial el primer día del mes 1 del año 1"]
[null,null,null,"- Aporte pactado ininterrumpido con débito automático el día 3 de cada mes"]
[null,null,null,"- Esta proyección puede variar dependiendo de los aportes extraordinarios y retiros que se realicen, así"]
[null,null,null,"  como las condiciones del mercado"]
[null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2021-05-27"}]

{"sheet":"Dos Años","index":2,"n_rows":40,"n_cols":14,"rows_kept":40,"cut":false,"hidden":false,"merged":[[6,3,6,7],[24,3,25,3],[24,4,25,4],[24,5,25,5],[24,6,25,6],[24,7,25,7]]}
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[]
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[null,null,null,"Proyección Plan Enganche de Vivienda"]
[]
[null,null,null,"Ingresar Enganche Objetivo:",null,null,0]
[]
[null,null,null,"Tipo de Plan",null,null,"PFP ENGANCHE DE VIVIENDA"]
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[null,null,null,"Tasa de Interés Efectiva (afecta variable)",null,null,{"$f":"ROUND(EFFECT(G15,12),6)","v":0.04}]
[]
[null,null,null,"Tasa de Interés Nominal (afecta variable)",null,null,3.9284877386386974E-2]
[]
[null,null,null,"Aporte Inicial",null,null,500]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"SI"]
[null,null,null,"Aporte Mensual",null,null,-12.57124999999999,{"$f":"ROUNDUP(G19,2)","v":-12.58},null,null,null,null,null,"NO"]
[]
[null,null,null,"Revalorización SI/NO",null,null,"NO","Si modifica esta celda deberá volver a dar click para generar proyección"]
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[null,null,null,"Porcentaje de Revalorización Sugerido",null,null,{"$f":"IF(G21=\"si\",10%,0)","v":0}]
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[null,null,null,"Año","Aporte Neto Mensual ","Aportaciones Acumuladas","Interés\nNeto","Acumulado"]
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[null,null,null,1,{"$f":"+'Calculo aporte dia 3_2'!B8-'Calculo aporte dia 3_2'!$B$4","v":-21.571249999999992},{"$f":"+E27*12+G17","v":241.1450000000001},{"$f":"+'Calculo aporte dia 3_2'!AV44","v":13.260000000000002},{"$f":"+'Calculo aporte dia 3_2'!AU45","v":254.40500000000048}]
[null,null,null,{"$f":"+D27+1","v":2},{"$f":"+'Calculo aporte dia 3_2'!B50-'Calculo aporte dia 3_2'!$B$4","v":-21.571249999999992},{"$f":"+F27+(E28*12)","v":-17.709999999999809},{"$f":"+'Calculo aporte dia 3_2'!AV86","v":4.45},{"$f":"+'Calculo aporte dia 3_2'!AU87","v":5.5777604757167865E-13}]
[]
[null,null,null,"La presente proyección se realizó en base a los siguientes parámetros:"]
[null,null,null,"- Intereses calculados con base a la tasa de interés nominal afecta variable"]
[null,null,null,"- Cálculo de interés diario con capitalización mensual"]
[null,null,null,"- Base de cálculo 365 días"]
[null,null,null,"- Descuento mensual de 10.00% de ISR de capital"]
[null,null,null,"- Débito mensual de Q9.00 por cobertura y servicios (Aplican Restricciones)"]
[null,null,null,"- Para efectos de cálculo se contempla el aporte inicial el primer día del mes 1 del año 1"]
[null,null,null,"- Aporte pactado ininterrumpido con débito automático el día 3 de cada mes"]
[null,null,null,"- Esta proyección puede variar dependiendo de los aportes extraordinarios y retiros que se realicen, así"]
[null,null,null,"  como las condiciones del mercado"]
[null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2021-05-27"}]

{"sheet":"Tres Años","index":3,"n_rows":41,"n_cols":14,"rows_kept":41,"cut":false,"hidden":false,"merged":[[6,3,6,7],[24,3,25,3],[24,4,25,4],[24,5,25,5],[24,6,25,6],[24,7,25,7]]}
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[null,null,null,"Proyección Plan Enganche de Vivienda"]
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[null,null,null,"Ingresar Enganche Objetivo:",null,null,0]
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[null,null,null,"Tipo de Plan",null,null,"PFP ENGANCHE DE VIVIENDA"]
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[null,null,null,"Tasa de Interés Efectiva (afecta variable)",null,null,{"$f":"ROUND(EFFECT(G15,12),6)","v":5.0011E-2}]
[]
[null,null,null,"Tasa de Interés Nominal (afecta variable)",null,null,4.8899999999999999E-2]
[]
[null,null,null,"Aporte Inicial",null,null,500]
[]
[null,null,null,"Aporte Mensual",null,null,-5.8261001409156608,{"$f":"ROUNDUP(G19,2)","v":-5.83}]
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[null,null,null,"Revalorización SI/NO",null,null,"NO","Si modifica esta celda deberá volver a dar click para generar proyección",null,null,null,null,null,"SI"]
[null,null,null,null,null,null,null,null,null,null,null,null,null,"NO"]
[null,null,null,"Porcentaje de Revalorización Sugerido",null,null,{"$f":"IF(G21=\"si\",10%,0)","v":0}]
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[null,null,null,"Año","Aporte Neto Mensual ","Aportaciones Acumuladas","Interés \nNeto","Acumulado"]
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[null,null,null,1,{"$f":"+'Calculo aporte dia 3_3'!B8-'Calculo aporte dia 3_3'!$B$4","v":-14.82610014091566},{"$f":"+E27*12+G17","v":322.08679830901207},{"$f":"+'Calculo aporte dia 3_3'!AV44","v":18.510000000000002},{"$f":"+'Calculo aporte dia 3_3'!AU45","v":340.59679830901172}]
[null,null,null,{"$f":"+D27+1","v":2},{"$f":"+'Calculo aporte dia 3_3'!B50-'Calculo aporte dia 3_3'!$B$4","v":-14.82610014091566},{"$f":"+F27+(E28*12)","v":144.17359661802413},{"$f":"+'Calculo aporte dia 3_3'!AV86","v":11.340000000000002},{"$f":"+'Calculo aporte dia 3_3'!AU87","v":174.02359661802365}]
[null,null,null,{"$f":"+D28+1","v":3},{"$f":"+'Calculo aporte dia 3_3'!B92-'Calculo aporte dia 3_3'!$B$4","v":-14.82610014091566},{"$f":"+F28+(E29*12)","v":-33.739605072963798},{"$f":"+'Calculo aporte dia 3_3'!AV128","v":3.8900000000000006},{"$f":"+'Calculo aporte dia 3_3'!AU129","v":3.9492703575660926E-4}]
[]
[null,null,null,"La presente proyección se realizó en base a los siguientes parámetros:"]
[null,null,null,"- Intereses calculados con base a la tasa de interés nominal afecta variable"]
[null,null,null,"- Cálculo de interés diario con capitalización mensual"]
[null,null,null,"- Base de cálculo 365 días"]
[null,null,null,"- Descuento mensual de 10.00% de ISR de capital"]
[null,null,null,"- Débito mensual de Q9.00 por cobertura y servicios (Aplican Restricciones)"]
[null,null,null,"- Para efectos de cálculo se contempla el aporte inicial el primer día del mes 1 del año 1"]
[null,null,null,"- Aporte pactado ininterrumpido con débito automático el día 3 de cada mes"]
[null,null,null,"- Esta proyección puede variar dependiendo de los aportes extraordinarios y retiros que se realicen, así"]
[null,null,null,"  como las condiciones del mercado"]
[null,null,null,null,null,null,null,{"$f":"TODAY()","v":"2021-05-27"}]

{"sheet":"Calculo aporte dia 3_1","index":4,"n_rows":129,"n_cols":49,"rows_kept":129,"cut":false,"hidden":true,"merged":[]}
["APORTE INICIAL",{"$f":"+'Un Año'!G17","v":500}]
["APORTE PACTADO",{"$f":"+'Un Año'!G19","v":-33.285057409004139}]
["REVALORIZACIÓN",{"$f":"+'Un Año'!G23","v":0}]
["SEGURO",9]
["TASA NOMINAL",{"$f":"+'Un Año'!G15","v":3.4450784628919706E-2}]
["BASE DE CALCULO",365]
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["PRIMER AÑO",{"$f":"+B2","v":-33.285057409004139}]
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{"sheet":"Calculo aporte dia 3_2","index":5,"n_rows":129,"n_cols":49,"rows_kept":129,"cut":false,"hidden":true,"merged":[]}
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[]
[]
[]
[]
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{"sheet":"Calculo aporte dia 3_18","index":6,"n_rows":129,"n_cols":49,"rows_kept":129,"cut":false,"hidden":true,"merged":[]}
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{"sheet":"Calculo aporte dia 3_3","index":7,"n_rows":129,"n_cols":49,"rows_kept":129,"cut":false,"hidden":true,"merged":[]}
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